Second Trust Deed Loan/Home Equity Loan

A Home Equity Loan/Second Trust Deed Loan lets you use the equity in your home to borrow money at an affordable rate. By using the equity in your home as security, you may save money on your income taxes and reduce your cost of borrowing. Unlike a HELOC, funds are disbursed at one time.

• Fixed rate
• No points or fees
• Competitive rates
• Borrow up to 100% of your appraised value minus your first trust deed

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Consult your tax advisor and IRS Publication 936 (Home Mortgage Interest Deduction) regarding interest deductibility.